Contact Me Now! [email protected] Ask Me Anything! 419-280-3942 Call Me Today!
Cathy Smith, Key Realty, Licensed Realtor since 2000
Internet, Marketing, Sales and Relocation Specialist
Buyers Be Aware! Buyer BeWare!
Knowledge is Power!
This site has tips, tools, information and resources to help you as a home buyer to make an educated purchase decision: on communities, searches of homes for sale and every aspect of the home buying process.
Click These Links for Information on Areas and Homes for Sale in NW Ohio
Holland – Maumee – Monclova – Ottawa Hills – Ottawa Hills Neighborhood – Perrysburg – Perrysburg City – Perrysburg Township – Rossford – Sylvania – Toledo – Waterville – Whitehouse – 43460 – 43528 – 43537 – 43551 – 43560 – 43566 – 43571 – 43606 – 43614 – 43615 – 43617 – 43619 – 43623
Contact Us for Help
Buyer’s Home Search Tool
As a Buyer you want to Find Properties, Homes for Sale.
We offer a
Home Search Tool with links to Information
Your Custom
Listing Search
Web Page
Buyers get a web page created for your searches to manage
listings based on your search criteria.
Community information
Buyers research the communities to know where you want to live.
Links to resources on communities.
Blog PostS – Special Reports
Buyer’s get free reports and articles on numerous details you may want to consider.
Home Buying Tips and Tools
Purchase Process Progress Report – Home Buyer’s Guide Check List Link Free for You!
- Determine the attributes you want in your home and its location for your needs and lifestyle.
- Get pre-approved so you know your price range, what a lender will loan you and sellers we welcome your offer.
- Do your homework on the communities, Area Market Report, School Ratings and housing. Get help from your realtor.
- Property Search – Find the house, tour, research and inspect it. Check Map, street and aerial view.
- Look up taxes, last sale price, and comp. sales in property records on the county auditor’s site.
- Use the Mortgage Calculator to see your monthly housing expense. Hopefully, 1/4 or less of your income.
- Check the property value. Use the GET VALUE Tool.
- Have your Realtor run research, a CMA and reports to aid in the offer and negotiations. Write the Offer for your new Home.
,,
Area Market Report and Details
Mortgage Calculator – Monthly Payment
[mortgagecalculator total_amount_value=”$250,000″ down_payment_value=”$50,000″ interest_rate_value=”3.49%” amortization_period_value=”15 years”]
Principle Total = Monthly Payment
Principle (mo/pmnt) + Interest + Taxes + Insurance = (PITI) Monthly Housing Expense
Knowledge is Power!
One of the most important tools you can have as a home buyer or someone looking to purchase a property for sale is knowledge. As they say, ‘Knowledge is Power’! In this case, equipping yourself with knowledge and relying upon an experienced and a knowledgeable real estate agent, knowledge can help you to buy the right home, at the right price, in the right place, to get more money, better financing terms and most of all it will bring you peace of mind. Knowledge is at your finger tips on this website from the tools and articles as well as in what I offer to you in guidance, research and referrals.
On our real estate website, Idealproperties.net, you will find numerous property search and research tools as well as articles that will enlighten you in your house hunt and throughout the home buying process. Even more, the personalized services and insights that I offer you from my decades of being a licensed real estate agent, your own search website to manage listings, a Comparable Market Analysis, CMA, that indicates the home’s value, and the property research and details will give you all of knowledge that you will need in order to make an informed purchase decision, will aid us in negotiations and help you move smoothly through the closing and into your home with ease.
Idealproperties.net has a Property Search and Mapping Tool that will help you to find desirable home listings and even set up your own searches that will email you alerts of properties that match your criteria. Then you can use the Property Value Tool and the Mortgage Calculator to be sure each home continues to be in your top picks. These tools will help you in your home buying search and are free for you to use 24 hours a day, 7 days a week.
I would like to be your free personal real estate assistant who will serve your home buying needs. Please feel free to contact me directly, so we can meet and get you started. Please, ask me about the services and research I can share with you.
Please contact me for your personalized real estate web site!
Sellers get a customized web site for their property listing that has numerous photos, a video embedded in it, and details about the property, links to further information and is fed to dozens of other web sites and emailed directly to home buyer prospects.
Buyers can manage their search for properties, homes for sale and indicate which properties to tour and to dig up research and details on in order to make a purchase decision.
The Services and Research I Offer My Buyers:
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A Purchase Process Progress Report Check List,
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My Professional and Knowledgeable Guidance, Tools, Research and Articles for each Step of Home Buying.
-
To Serve as Your Own Buyer’s Agent, Personal Assistant at Absolutely No Charge to You
-
Your Own Property Search Website
-
A Comparable Market Analysis, CMA, Home Value
-
Detailed Property Research and Reports that Will Help You Make a Wise Purchase Decission
-
Help in Securing Financing and with Credit Repair Tips that Will Get You A Better Loan Rate
-
Referrals and References to Real Estate Service Providers, Professionals and Contractors
-
Help with Everything that You Need in Your Real Estate Transaction
I will provide you with a free personalized Property Search Website that will allow you to manage the listings that match your home search criteria and you will get emails right when these listings hit the market or make a change. I will also create a detailed Comparable Market Analysis, CMA, of similar homes that have recently sold that will identify the home’s approximate value. I will provide you with detailed research and reports to aid in your purchase decisions and in negotiations. I will offer you numerous resources and referrals to area professionals that will help buying your new home be easy and enjoyable.
The Purchase Process Progress Report Check List that I have prepared for you is chock full of knowledge that explains each step of the home buying process. It is laid out to give you a timeline of what takes place when, what needs to be considered and who is in charge of placing orders or hiring home service professionals along the way. Being equipped with these very specific insights will help you move through the purchase process with ease as well as to bring you the greatest rewards along the way and well into your future in your new home. This home buyer’s check list may seem extensive and overwhelming but as your Realtor® I am knowledgeable and experienced and will gladly help you walk through each step of the process. Please contact me anytime to get my help or if you have any questions. This printable PDF is chock full of every issue that you may have a question about, need to do or to make a decision about that pertains to buying a home or the Purchase Process Progress Report – Check List.
The purchase process can take weeks or months to find your Ideal Property. Once you have an accepted offer on your ideal property it usually takes about 30 to 60 days to complete the terms of the sale, to do the financing, the title work up, and to close on your loan and/or your home and I would be delighted to empower you and work with you every step of the way.
Learn About Homes for Sale and Communities
Find Out More About The Area Where You Want To Live or Where you Found A Home For Sale – Click on Articles, Resources and Information Links Below
Real Estate Information
Articles
Home Search Map Homes for Sale
Purchase Process Progress Report – Home Buyer’s Guide Check List
Property and Community Links and Information
Learn About Communities – Informative Links
Demographics – data.census.gov
Investigate: Population, Economic, Education, Business, Emergency Preparedness, Employment, Families & Living Arrangements, Health, Housing, Income & Poverty, International Trade and the Public Sector
Detailed City/Community Information
City and Government websites
Market Conditions, Assessments, Restrictions, Zoning, Environmental hazards
Crime Rate and Sex Offender Registry
Local police department or the county sheriff
Rankings and test grades of schools in each community.
Easy access to town, to activities, schools, shopping, entertainment, restaurants, parks . . . and expressways.
Community Websites, Details and Property Searches
Lucas County
Wood County
Fulton County
Key Details on Homes for Sale Toledo, Ohio and the Community
City of Toledo
Toledo Real Estate Search – Find Your Ideal Property Home For Sale Toledo, Ohio
Department of Public Utilities
“Toledo Rocks!” Marketing Brochure
Economic Development
With its affordable cost of living, short commutes, and diverse neighborhoods, the Toledo Region is a great place to live, work, and raise a family.
- Destination Toledo
- Lucas County Improvement Corporation
- Regional Growth Partnership
- Toledo Chamber of Commerce
- Toledo-Lucas County Port Authority
- Wood County Economic Development Commission
- Future of Toledo
- Toledo Community Foundation
- Lucas County Statistics and Information
Local School Information
Lucas County Schools
- Anthony Wayne Local Schools 419-877-5377 DISTRICT
- Anthony Wayne District Map
- Maumee City Schools 419-893-3200 DISTRICT
- Maumee City District Map
- Oregon City Schools 419-693-0661 DISTRICT
- Please call Oregon City Schools for map information
- Ottawa Hills Schools 419-536-6371 DISTRICT
- Please call Ottawa Hills Schools for map information
- Springfield Local School District 419-867-5600 DISTRICT
- Springfield Local School District Map
- Swanton Schools 419-826-7085 DISTRICT
- Please call Swanton Schools for map information
- Sylvania Schools 419-824-8500 DISTRICT
- Sylvania School District Map
- Toledo Public Schools 419-671-0001 DISTRICT
- Toledo Public School District Map
- Washington Local Schools 419-473-8251 DISTRICT
- Please call Washington Local Schools for map information
Wood County Schools
- Bowling Green City Schools 419-352-3576 DISTRICT
- Bowling Green District Map
- Eastwood Local Schools 419-833-6411 DISTRICT
- Please call Eastwood Local Schools for map information
- Elmwood Local Schools DISTRICT 419-655-2583
- Please call Elmwood Local Schools for map information
- Lake Local Schools 419-661-3000 DISTRICT
- Please call Lake Local Schools for map information
- North Baltimore Local Schools 419-257-3531 DISTRICT
- Please call North Baltimore Local Schools for map information
- Northwood Schools 419-691-3888 DISTRICT
- Please call Northwood Schools for map information
- Ostego Local Schools 419-823-4381 DISTRICT
- Please call Ostego Local Schools for map information
- Perrysburg Schools 419-874-9131 DISTRICT
- Please call Perrysburg Schools for map information
- Rossford Exempted Village Schools 419-666-2010 DISTRICT
- Please call Rossford Schools for map information
Area Private Schools
- Central Catholic High School
- Catholic Diocese of Toledo Find a School
- Notre Dame Academy
- Trinity Lutheran
- Francis de Sales High School
- John’s Jesuit High School
- Maumee Valley Country Day School
- Ursula Academy
- Toledo Christian School
- Toledo School for the Arts
- West Side Montessori
Home Buying and Home Buyer Articles and Links
Home Buyer Information
Buyer Tips and Tools
Search Listings
Purchase Process Progress Report – Check List
Veterans Guide to Home Ownership
Home Buying Guide – Buying a Home Spring 2019
Key Real Estate Terms
10 tips to find the home of your dreams
How to buy a house stress-free
Mortgage and Finance
Get your free credit score from All 3 credit bureaus!
https://www.myfico.com/credit-education
https://www.equifax.com/personal/education/
https://www.experian.com/blogs/ask-experian/
https://www.transunion.com/
http://time.com/money/collection-post/2792046/what-should-i-do-before-buying-a-home/
Find Government and Bank Owned Properties – Remember these may be priced lower but they take longer and could take a lot of money to bring them up to parr. Often buyers who start to buy foreclosures that sat vacant and are in bad condition decide to buy owner occupied and not pay out for repairs.
Freddie Mac-owned properties – http://www.homesteps.com/
Fannie Mae-owned properties – http://www.homepath.com/
Government-owned properties – http://www.hudhomestore.com/ and http://www.treasury.gov/auctions/
Bank owned properties REOs
Home-ownership Products
Buyers can add one or more of the following options to an OHFA, FHA, VA, USDA-RD or conventional mortgage loan:
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Your Choice! Down Payment Assistance
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Ohio Heroes
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Grants for Grads
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Mortgage Tax Credit
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OHFA Advantage
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Target Area Loan
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RenovateOhio
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Next Home
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Previous MTC Holders
Top Real Estate Questions from Around the Web
collected by Homes.com
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What are the best places to list a house for sale online?
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What is the best place to find homes for sale?
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What are some good websites to buy a house in USA?
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What is the reason why some houses don’t sell?
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What if a house for sale needs work?
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How to prepare a house for sale?
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Can I help sell homes without being a real estate agent?
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Is it cheap to buy a house on short sale?
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Why do people sell their homes in spring?
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What happens if a house for sale, never sells?
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How to find condemned houses for sale?
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What happens during the showing of a house for sale?
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Where can I find the best house for sale in Coonoor?
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How best to sell a home online?
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How to trade houses for sale?
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What does ‘listing removed’ mean in real estate?
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How many houses do realtors sell every year?
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What are the pros and cons of selling homes by the owner?
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Is it better to buy a house or buy land and build a house?
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How often do ‘active contingent’ houses not close?
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What is the best way to find beach homes for sale?
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What is the best way to buy a short sale house?
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What’s the fastest way to sell a house?
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How do real estate agents find properties available for sale?
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Is it legal to sell real estate without a license?
Home Buying Steps
Home Appraisals Insights
Home inspection checklist for buyers
What is homeowners insurance and do I need it?
What Is a Property Title Search? Why It Matters for Buyers and Sellers
Sources and reference links used in the infographic:
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Metropolitan Median Area Prices and Affordability — National Association of Realtors
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2017 Home Buyer and Seller Generational Trends — National Association of Realtors
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5 Things You Need to Be Pre-Approved For a Mortgage — Investopedia
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How to determine how much home you can afford — Opendoor
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House hunting tips that help you to make the right choice — Opendoor
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Pre-Qualified Vs. Pre-Approved – What’s The Difference? — Investopedia
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Contingencies in Real Estate Contracts — The Balance
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What Are a Property Disclosure Statements? — Realtor.com
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Real Estate Comps – Comparable Sales for My Area — Home Buying Institute
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Frequently Asked Questions on Home inspections — Homeinspector.org
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Understanding Appraisal Process When Buying or Refinancing a Home — The Balance
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Home Buyers: What Documents to Expect at Your Close of Escrow — Nolo
Things to Consider When Financing a Home
Who’s the Best Mortgage Lender for You? How to Find Your Match
5 Reasons to Talk to a Lender Right Now — Long Before You Buy a Home
Who pays real estate agent commission fees
Should you get pre-approved for a mortgage before looking?
Understand the real estate market
How much does it cost to buy a house?
Interest rates impact on home ownership
How to determine how much home you can afford
Can You Buy A House When You Have Debt?
6 Ways Home Buyers Mess Up Getting a Mortgage
A Guide to Mortgage Interest Rates: Why They Go Down and Up, and What to Do
Interest rates impact on home ownership
How to Buy a bigger home
9 Hidden Home Maintenance Costs That Can Blindside First-Time Buyers
Renovations that can improve the value of your home
Home Appraisals Insights
How to Lower Closing Costs: A Guide for Home Buyers
Negotiating
5 big considerations when negotiating a house price
8 critical factors that influence a home’s value
9 Hidden Home Maintenance Costs That Can Blindside First-Time Buyers
Add value to your home with simple updates
Your Home – Your Community
How to make the most out of home tours
What to look for when buying a house
Condo Vs. House: How to Choose the Right Home for You
Community Details and Home Listing Searches
Holland Real Estate – Find Your Ideal Property Home For Sale Holland, Ohio
Holland Home Listings Search
Holland/Springfield Township
| Areas in Holland OH |
|---|
| 005 – Spring Meadows |
| Neighborhoods in Holland OH |
|---|
| Apple Blossom Farms |
| Hidden Harbour |
| Hidden Meadow |
| Hidden Village |
| Lincoln Green |
| Oak Terrace |
| Sawmill Run |
| Stone Oak |
| Stone Oak Country |
Market Report in Holland, Ohio Find Homes for sale in Holland, Ohio and Details about the homes and community
Maumee Real Estate – Find Your Ideal Home For Sale!
Maumee, Ohio Homes for Sale Listings
Homes for Sale Maumee, Ohio, This historic city is set along side of the Maumee River and offers great shops, business centers, parks, recreation and most of all community activities. If you are moving to this area you can search homes for sale at IdealProperties.net or contact me to serve as your Realtor, Cathy Smith Key Realty real estate agent. We offer home buying resources and information that will aid in your purchase decision mortgage calculator, IdealProperties.net, to search in Maumee, Holland, Monclova, Waterville, Perrysburg, Whitehouse, Ohio Toledo area. Find your Ideal Property at IdealProperties.net
| Areas in Maumee OH |
|---|
| 007 – Maumee |
Maumee
Maumee Real Estate Search – Find Your Ideal Property Home for Sale Maumee, Ohio
Monclova Real Estate – Find Your Ideal Property Home For Sale Monclova, Ohio
Monclova Listings for Sale
| Areas in Monclova OH |
|---|
| 006 – Monclova |
| Neighborhoods in Monclova OH |
|---|
| Crimson Hollow |
| The Hamptons |
| The Ridge At Wrenwood |
Monclova
Monclova Search Homes fro Sale
Monclova Real Estate Search – Find Your Ideal Property Home For Sale Monclova, Ohio
Ottawa Hills Real Estate – Find Your Ideal Property Home For Sale Ottawa Hills, Ohio
Ottawa Hills Listings of Homes for Sale
| Areas in Ottawa Hills OH |
|---|
| 016 – Ottawa Hills |
| Neighborhoods in Ottawa Hills OH |
|---|
| Exmoor |
| Forest View |
| Hasty Hill Farms |
| Inlands |
| Monticello In the Hills |
| Ottawa Hills |
Village of Ottawa Hills
Ottawa Hills Neighborhood Search Homes for Sale
Ottawa Hills Real Estate Search – Find Your Ideal Property Home For Sale
Find homes for sale and real estate Search in Perrysburg, OH at Idealproperties.net
View Homes for Sale in Perrysburg
New Listings in Perrysburg Area Reductions Open Houses Foreclosures Short Sales
| Areas in Perrysburg OH |
|---|
| 053 – Perrysburg & Twp |
| 056 – NE Wood County |
Perrysburg and Perrysburg Township
Perrysburg Chamber of Commerce
Perrysburg Search for Sale Homes for
Perrysburg Township Search for homes
Find homes for sale and real estate Search in Perrysburg, OH at Idealproperties.net
Rossford Real Estate – Find Your Ideal Property Home For Sale Rossford, Ohio
Rossford Listings Homes for Sale
| Areas in Rossford OH |
|---|
| 054 – Northwood-Rossford-Lake Twp |
| Neighborhoods in Rossford OH |
|---|
| Eagle Point Colony |
Rossford
Rossford Exempted Village Schools
Rossford Search Homes for Sale
Rossford Real Estate Search – Find Your Ideal Property Home For Sale Rossford, Ohio
You Can Find Your Ideal Property in Sylvania, Ohio Homes for Sale
Sylvania Listings Homes for Sale
| Areas in Sylvania OH |
|---|
| 002 – North Sylvania |
| 003 – South Sylvania |
Sylvania and Sylvania Township
Sylvania Community and Homes for Sale in Sylvania, Ohio
Sylvania Real Estate Search – Find Your Ideal Property Home For Sale Sylvania!
Toledo Real Estate – Find Your Ideal Property Home For Sale Toledo, Ohio
Toledo Listings Homes for Sale
City of Toledo
Toledo Listings Homes for Sale
Toledo Real Estate Search – Find Your Ideal Property Home For Sale Toledo, Ohio
Department of Public Utilities
“Toledo Rocks!” Marketing Brochure
Economic Development
With its affordable cost of living, short commutes, and diverse neighborhoods, the Toledo Region is a great place to live, work, and raise a family.
- Destination Toledo
- Lucas County Improvement Corporation
- Regional Growth Partnership
- Toledo Chamber of Commerce
- Toledo-Lucas County Port Authority
- Wood County Economic Development Commission
- Future of Toledo
- Toledo Community Foundation
- Lucas County Statistics and Information
Waterville Real Estate – Find Your Ideal Property Home For Sale Waterville, Ohio
Waterville Listings Homes for Sale
Leaflet
| Areas in Waterville OH |
|---|
| 010 – Waterville |
| Neighborhoods in Waterville OH |
|---|
| Coventry Glen |
| Farnsworth Village |
| Waterville Meadows |
| Waterville Village |
Waterville
Waterville Chamber of Commerce
Waterville Real Estate Search – Find Your Ideal Property Home For Sale Waterville, Ohio
Whitehouse Real Estate – Find Your Ideal Property Home For Sale Whitehouse, Ohio
Whitehouse Listings Homes for Sale
| Areas in Whitehouse OH |
|---|
| 008 – Whitehouse |
| Neighborhoods in Whitehouse OH |
|---|
| Steeplechase |
| Village Meadows |
| Wesley Farms |
Whitehouse
Whitehouse Chamber of Commerce
Whitehouse Search Homes for Sale
Whitehouse Real Estate Search – Find Your Ideal Property Home For Sale Whitehouse, Ohio
I Would Be Delighted To Serve As Your Real Estate Agent and Help To Make Your Real Estate Transaction Be Systematic, Smart and Smooth.
Allow me to take your Real Estate transaction into the new millennium with technology and techniques that help to proficiently acquire a property or actively attract, contact and pursue potential purchasers while keeping your best interest in mind at all times.
My Home Buyer Services:
-
A Purchase Process Progress Report Check List,
-
My Professional and Knowledgeable Guidance, Tools, Research and Articles for each Step of Home Buying.
-
To Serve as Your Own Buyer’s Agent, Personal Assistant at Absolutely No Charge to You
-
Your Own Property Search Website
-
A Comparable Market Analysis, CMA, Home Value
-
Detailed Property Research and Reports that Will Help You Make a Wise Purchase Decision
-
Help in Securing Financing and with Credit Repair Tips that Will Get You A Better Loan Rate
-
Referrals and References to Real Estate Service Providers, Professionals and Contractors
-
Help with Everything that You Need in Your Real Estate Transaction
